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Terms of Service

Last updated: March 2026

Important: By using Seven Value you agree to these terms. Please read them carefully before purchasing credits or using the service.

1. About the service

Seven Value is an AI-powered stock analysis tool that provides financial data, value investing criteria based on Benjamin Graham's methodology, growth metrics, and margin of safety calculations.

The service is provided by an individual operator and is intended for informational and educational purposes only.

2. Not financial advice

All analysis, scores, calculations and content provided by Seven Value — including but not limited to:

— is provided for informational purposes only and does not constitute financial advice, investment advice, trading advice, or any other type of advice.

You should not make investment decisions based solely on information provided by this service. Always consult a qualified financial advisor before making any investment decisions. Past performance does not guarantee future results.

3. Credits and payments

Seven Value operates on a credit-based system. Credits are purchased in advance and consumed when you run a stock analysis.

No refund policy: All purchases of credits are final and non-refundable. As credits are a digital product that is consumed instantly upon use, we are unable to offer refunds once credits have been purchased. This applies to all purchases regardless of whether the credits have been used or not. By completing a purchase you acknowledge and accept this policy.

If you experience a technical issue that caused credits to be consumed without delivering a result, please contact us at the address below and we will review the case individually.

4. Free trial

New accounts receive 3 free analysis credits upon registration. These credits are provided as a courtesy to allow you to evaluate the service. Free trial credits are subject to the same terms as purchased credits and are not redeemable for cash.

5. Data accuracy

Seven Value sources financial data from third-party providers. While we make reasonable efforts to provide accurate and up-to-date information, we cannot guarantee the accuracy, completeness or timeliness of any data presented.

You use the service and rely on its data entirely at your own risk.

6. Acceptable use

You agree not to:

We reserve the right to suspend or terminate accounts that violate these terms without prior notice or refund.

7. Limitation of liability

To the maximum extent permitted by applicable law, Seven Value and its operator shall not be liable for any direct, indirect, incidental, special or consequential damages arising from your use of the service, including but not limited to investment losses, loss of data, or loss of profits.

The total liability of the service to you for any claim shall not exceed the amount you paid for credits in the 30 days preceding the claim.

8. Privacy

We collect your email address and store your analysis history to provide the service. We do not sell your personal data to third parties. Payment processing is handled by Stripe and subject to their privacy policy.

By using the service you consent to this data collection.

9. Changes to terms

We reserve the right to update these terms at any time. Continued use of the service after changes are posted constitutes acceptance of the new terms. We will make reasonable efforts to notify users of significant changes.

10. Contact

If you have questions about these terms or wish to report an issue, please use the contact page or email us directly.